UPS destroyed a motorocycle wheel for me about 6 years ago, the story goes like this.....
I ordered a 100 spoke American Wire Wheel for the rear of my Road King from J&P Cycle, they said no problem, the wheel had a hub that would accept a 1" axle, even though AWW web site said no, I figured I could always send it back.
The wheel shows up, I open the box, it is set up for a 3/4" axle, I called AWW, they said nope, we don't make it for a 1" axle yet. I called J&P, he said ship it back in the original box and INSURE it. Keep in mind, I never removed the wheel, and it had foam blown in the box 6 inches all the way around the wheel.
I take it to UPS, they open the package and inspect it because I am insuring it for the $900 purchase price, they give it their seal of approval and it is on it's way.
3 days later, J&P Cycles calls and tells me that they cannot accept the wheel back for credit as it is damaged, they also refused it from UPS and sent it back to them. He sent me pictures, it looked as though someone had soaked one end of the box in oil for about an hour, then put it on a moving conveyer and placed 200-300 pounds on the other side, driving the wheel through the box and grinding the hub down. Nice.... but I bought insurance..... right?
So I call UPS, they first tell me that you can only use a box once, that is apparently some untold life expectancy that they use to deny claims. That would have worked untill.... I pointed out that their man inspected it and signed off that it was packed better than adequet(sp). UPS then told me that the box had been soaked in oil causing the failure, I reminded them that THEY inspected it and asked if they would have insured it had the box had been damaged. UPS said "no", but he wasn't going to accept the claim because he thought it was too high for a motorcycle wheel.
I asked where the wheel was currently located, he said it was at their hub here in town, I asked if I could come by and pick it up, he said sure, but what will you do with it, it is damaged(I guess he thought I would just pay $900 and leave it there?). I told him that upon picking it up, I was going to throw it through the 5 huge plate glass windows that they had up front, thereby recouping my losses by the satisfaction of tearing their $h*t up like they did mine. There was silence, he said hold on a minute, 3 minutes later a guy comes on, he say's Mr. ****, I can take care of that claim for you now. WTF? they have people to see if they can brush you off before paying a claim....nice. I use Fed Ex, I pay more, it gets there, employees aren't thieving my property like UPS (yes, I can verify that).
That's my horror story, God love ya if you read through all that.